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What Precious Metals Are IRA Approved: Your Comprehensive Guide

Navigating IRA Approved Precious Metals

Investing in precious metals through an Individual Retirement Account (IRA) can add diversification and growth potential to your portfolio. However, it’s crucial to adhere to strict rules and regulations governing these investments. Only specific gold, silver, platinum, and palladium products meet the criteria for inclusion in an IRA. Let’s explore the approved options:

Precious Metal IRA Rules

Approved IRA Gold Bullion

Gold bullion for your IRA must have a minimum fineness of .995 percent, with the exception of the American Gold Eagle. Here are some approved gold products:

  • 1 oz American Gold Eagle Coins
  • ½ oz, ¼ oz, 1/10 oz American Gold Eagle Coins
  • 1 oz American Gold Buffalo Coins
  • 1 oz Australian Gold Kangaroo Coins
  • 1 oz Austrian Gold Philharmonic Coins
  • 1 oz Canadian Gold Maple Leaf Coins
  • 1 oz Royal Canadian Mint Gold Bars
  • 1 oz UBS Gold Bars
  • 50 gram Valcambi Gold CombiBars
  • 1 oz Valcambi Gold Bars
  • 1 oz Sunshine Mint Gold Bars
  • 1 oz Credit Suisse Gold Bars
  • 10 oz Credit Suisse Gold Bars
  • 1 oz Johnson Matthey Gold Bars

Explore our full selection of IRA Approved Gold.

Approved IRA Silver Bullion

Silver coins and bars eligible for an IRA must have a minimum fineness of .999 percent. Consider these approved silver options:

  • 1 oz American Silver Eagle Coins
  • 1 oz Chinese Silver Panda Coins
  • 500 oz American Silver Eagle Mint Case
  • 1 oz Canadian Silver Maple Leaf Coins
  • 1 oz Silver Britannia Coins
  • 1 oz Austrian Silver Philharmonic Coins
  • 100 oz Royal Canadian Mint Silver Bars
  • 100 oz Johnson Matthey Silver Bars
  • 1 oz Sunshine Mint Silver Bars
  • 1 oz Johnson Matthey Silver Bars
  • 1 oz Sunshine Mint Silver Rounds

Explore our full selection of IRA Approved Silver.

Approved IRA Platinum Bullion

Platinum for your IRA must have a minimum fineness of .9995 percent. While choices are more limited than gold or silver, some options include:

  • 1 oz American Eagle Platinum Coins
  • 1 oz Australian Koala Platinum Coins
  • 1 oz Canadian Maple Leaf Platinum Coins
  • 1 oz Isle of Man Platinum Coins
  • Various Bars and Rounds meeting minimum fineness requirements

Explore our full selection of IRA Approved Platinum.

Approved IRA Palladium Bullion

Palladium for your IRA must have a minimum fineness of .9995 percent. Choices for palladium are limited compared to gold or silver, but include various bars and rounds from reputable sources.

Non-Approved IRA Bullion

Not all precious metals products are approved for an IRA. Be cautious during contributions, as non-approved metals will be rejected. IRA-approved products must meet minimum fineness levels. Products outside of these ranges, excluding American Gold Eagles, are not approved. Examples of non-approved products include pre-1933 gold, gold Krugerrands, and 90% US silver coins.

This guide provides a snapshot of IRA-approved gold, silver, platinum, and palladium products. For specific product eligibility in your IRA, consult your CPA or tax professional.