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Goldco Review 2023

In-Depth Goldco Review 2023: Uncovering the Pros and Cons of this Gold IRA Company

Disclosure: We are a professional review site that receives compensation from the companies whose products we review and recommend. We are independently owned and the opinions expressed here are our own.

Looking for honest Goldco customer reviews from experienced investors? Wondering if they’re the right choice for your precious metals IRA investments?

Well, look no further. We’ve got you covered! Find verified buyer and verified reviewer testimonials with reviews.

Goldco, a leading precious metals company and dealer, has made a name for itself in the industry with its top-notch services and stellar reputation.

But before you dive into precious metal investments, it’s crucial to conduct a thorough review. After all, your hard-earned money deserves the best customer reviews.

In this comprehensive Goldco review, we’ll leave no stone unturned. From their range of services as a precious metals company to their track record as a precious metals dealer, we’ll provide you with all the essential details you need to make an informed decision.

So buckle up and get ready to uncover everything there is to know about Goldco, a trusted company accredited by the Better Business Bureau. Whether you’re interested in gold or silver coins, we’ve got you covered.

Let’s jump right in!

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Goldco’s Reliability and Trustworthiness As a Precious Metals IRA Company

Goldco is a well-established player in the industry, specializing in coins for retirement accounts.

With a track record spanning over a decade, Goldco is a reliable depository for investors looking to secure their equity trust in precious metals.

This longevity speaks volumes about its stability and reliability as a precious metals IRA company. With Goldco, investors can have peace of mind knowing that they are dealing with an experienced firm that has weathered various market conditions.

One of the key indicators of Goldco’s credibility is the high ratings it has received from reputable organizations such as the Better Business Bureau (BBB) and Trustpilot.

The BBB, known for its stringent standards, has awarded Goldco an A+ rating for their coins, reflecting its positive reputation and commitment to customer satisfaction in retirement accounts. Trustpilot showcases thousands of reviews from satisfied customers who have entrusted their precious metal IRAs and bars to Goldco.

Goldco’s commitment to professionalism in the coins business is further demonstrated by its accreditation from leading industry associations. These affiliations highlight the company’s dedication to upholding ethical practices and providing top-notch services to companies.

For instance, Goldco is accredited by the Professional Coin Grading Service (PCGS) and Numismatic Guaranty Corporation (NGC), two highly respected organizations in the numismatic community and depository. This recognition underscores Goldco’s expertise in handling precious metals investments for businesses.

Security is paramount for Goldco, a company that understands the importance of protecting its customer assets. They partner with insured depositories, and trusted companies that offer secure storage facilities for precious metals IRAs.

By utilizing these depositories, Goldco ensures the safety of investors’ valuable holdings and provides added peace of mind.

Investors looking to diversify their retirement portfolios can rely on Goldco for assistance with gold IRAs, coins, or other precious metal IRAs. Whether it’s a gold IRA rollover or setting up a new account at a depository, Goldco offers comprehensive services tailored to individual needs.

Their team of precious metal specialists can guide customers through the process, helping them make informed decisions about their investments and navigate IRS regulations.

In addition to gold, Goldco also offers silver coins IRAs, providing investors with further options for diversification. Silver investments can serve as a hedge against inflation and provide potential growth opportunities.

With Goldco’s expertise in precious metals IRAs, investors can explore the benefits of silver alongside gold within their retirement accounts. Goldco is a trusted depository for these valuable assets.

To summarize, Goldco’s reliability and trustworthiness as a precious metals IRA company are evident through its established track record spanning over a decade.

The high ratings from reputable organizations like the BBB and Trustpilot reinforce their positive reputation. Accreditation by leading industry associations showcases Goldco’s commitment to professionalism.

With insured depositories and a range of services for gold and silver IRAs, Goldco provides stability and peace of mind for investors seeking to include precious metals in their retirement portfolios.

Their insured depositories ensure the safety of coins, while their range of services caters to the needs of those looking to open an account. Goldco’s established track record spans over a decade, making them a reliable choice for investors.

Exploring Goldco’s Buyback Program and Benefits of Gold-Backed IRAs

Investing in gold coins has long been considered a safe haven for protecting one’s wealth, especially during times of economic uncertainty. With retirement savings being a top priority for many investors, it is crucial to explore investment options that offer security and potential growth.

Goldco, a renowned provider of precious metals IRAs, offers a buyback program and the benefits of gold-backed IRAs that can help individuals achieve their retirement goals. By opening a gold depository account with Goldco, investors can secure their future.

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Detailed Information on Goldco’s Buyback Program

Goldco’s buyback program ensures liquidity for investors by allowing them to sell their coins and precious metals back to the company at competitive prices. This feature provides peace of mind, as it guarantees an exit strategy for those who may need to access their funds quickly.

Unlike traditional investments like stocks or mutual funds, physical gold holds an intrinsic value that can be easily converted into cash through this depository account. This program is particularly beneficial for those looking to invest in a Gold IRA.

The buyback program offered by Goldco, provides flexibility for investors. Whether you choose to sell all or just a portion of your precious metal holdings, Goldco offers options tailored to individual needs.

This allows investors to make informed decisions based on their financial circumstances without compromising their overall retirement portfolio. Additionally, Goldco offers a secure depository to store your precious metals and the option to open an account for easy management of your investments.

Advantages of Gold-Backed IRAs

One significant advantage of investing in a gold-backed IRA with Goldco is protection against economic uncertainties. While traditional retirement accounts are subject to market volatility and inflation risks, gold, recommended by Goldco, has historically shown resilience during times of crisis. Its value tends to rise when other assets falter, making it an effective hedge against economic downturns.

Furthermore, investing in physical gold through a Goldco precious metals IRA can effectively diversify one’s portfolio. By adding this tangible asset alongside stocks, bonds, or real estate holdings, investors reduce overall risk and increase the potential for long-term growth.

Diversification helps safeguard retirement assets from sudden market fluctuations and ensures stability even during turbulent times. With a Goldco account, investors can also choose to invest in precious metals coins for added security.

Gold-backed IRAs also offer the advantage of tax benefits for investing in coins. Through a gold IRA rollover, individuals can transfer funds from an existing retirement account into a gold-backed IRA without incurring any tax penalties.

This enables investors to preserve their hard-earned savings while taking advantage of the growth opportunities that come with investing in precious metals.

Goldco, offers Gold IRAs that provide investors with peace of mind. With a Goldco account, individuals have physical ownership of their assets, unlike paper investments.

This tangible aspect adds an extra layer of security and reassurance for those looking to protect their retirement savings.

Performance Analysis: Customer Satisfaction and Reviews of Goldco

Goldco has built a strong reputation for providing exceptional customer service in the precious metals industry. With a focus on customer care, the company consistently receives positive feedback from satisfied customers who have experienced successful transactions with them.

Whether you need assistance with your account or are interested in opening an IRA, Goldco is here to help.

Verified customers have praised Goldco for their knowledgeable staff who guide them through the process of investing in gold and other precious metals, including their Individual Retirement Account (IRA).

The exceptional customer service team at Goldco ensures that every customers IRA account is well-informed and supported throughout their investment journey.

Customer reviews highlight the professionalism and expertise of Goldco’s employees, who go above and beyond to address any concerns or questions related to their IRA account.

Many verified reviewers mention how the staff patiently explained complex concepts about investments, helping them make informed decisions about their IRA account.

One aspect that sets Goldco apart is its commitment to transparency. Verified buyers appreciate the detailed information provided by Goldco regarding pricing, fees, storage options, and IRA accounts. This openness allows customers to trust Goldco with their investments and feel confident about their choices.

Goldco’s dedication to customer satisfaction in the IRA industry has not gone unnoticed. The company has received numerous awards and recognition for its outstanding performance in managing IRA accounts.

For example, they have been accredited with an A+ rating by the Business Consumer Alliance (BCA), further solidifying their reputation as a trustworthy organization for IRA account holders.

Testimonials from satisfied customers serve as powerful social proof of Goldco’s excellence in customer service, especially when it comes to their IRA. Customers often mention how they felt valued throughout their interactions with the company, emphasizing that their needs were understood and met promptly.

The average rating given by customers further reflects this high level of satisfaction with Goldco’s services.

Many customers express gratitude for the smooth transaction process, prompt delivery of purchased metals for IRA, and ongoing support provided by the company’s customer service team for IRA.

  1. “I recently rolled over my IRA to Goldco and I couldn’t be happier with the experience. The customer service team was incredibly helpful and made the process seamless. I also appreciate the ongoing support they provide for my IRA investments.” – John D.
  2. “Goldco exceeded my expectations when it came to their customer service for my IRA. They were attentive, responsive, and made sure all my needs were met. I highly recommend them for anyone looking to invest in precious metals for their retirement.” – Sarah T.
  3. “I’ve been a Goldco customer for several years now and I continue to be impressed with their level of service. They always deliver my purchased metals for my IRA on time and their customer service team is always available to answer any questions I have. I feel confident knowing my retirement funds are in good hands with Goldco.” – Michael S.
  4. “I can’t say enough good things about Goldco and their customer service. From the moment I contacted them about opening an IRA, they were helpful and informative. They made the process easy and I feel confident in my decision to invest with them. Highly recommend!” – Emily R.

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Addressing Complaints and Negative Reviews About Goldco

Goldco is a reputable company that specializes in helping individuals invest in precious metals like gold and silver for their IRA. However, like any business, they are not immune to complaints or negative reviews.

One of the most common complaints that customers have is difficulty in contacting Goldco when they encounter problems or need assistance with their IRA. It’s important to note that Goldco understands the significance of effective communication with its customers who have an IRA.

If you ever find yourself facing an issue or have a question about your IRA, there are multiple ways to get in touch with them.

The first option is to contact Goldco directly through their dedicated support channels. You can reach out to their customer service team via email at support@goldco.com. They strive to respond promptly to all inquiries and ensure that your concerns are addressed satisfactorily.

If you prefer more immediate assistance with your IRA, you can contact Goldco’s support line during business hours for real-time support. Their knowledgeable representatives are ready to assist you with any questions or issues you may have regarding your IRA.

Negative reviews often mention difficulties experienced during the complaint resolution process. However, it’s crucial to highlight that Goldco takes IRA complaints seriously and makes every effort to resolve them in a timely manner.

They understand the importance of maintaining customer satisfaction and work diligently towards achieving it.

When a complaint is received, Goldco follows a structured procedure to ensure proper handling and resolution. First, they investigate the issue thoroughly by gathering all relevant information from both parties involved in the IRA.

This allows them to gain a comprehensive understanding of the situation before proceeding further with the IRA complaint.

Once all necessary details have been gathered, Goldco takes proactive steps towards resolving the IRA complaint promptly.

They communicate transparently with the customer throughout the IRA process, keeping them informed about the progress made on their IRA case. This level of transparency helps build trust and reassures customers that their IRA concerns are being addressed.

To further improve customer experience and prevent similar issues from arising in the future, Goldco analyzes complaints to identify any patterns or recurring problems with their services.

This enables them to implement necessary changes and enhancements to their IRA processes, ensuring a smoother experience for all IRA customers.

Evaluating Goldco’s Fees and Potential Drawbacks

When considering investing in a precious metals IRA with Goldco, it is essential to evaluate the associated fees and potential drawbacks. Understanding the cost structure and any limitations can help you make an informed decision about whether Goldco is the right choice for your investment goals.

Transparent breakdown of fees associated with opening a precious metals IRA with Goldco

Goldco takes pride in providing a transparent breakdown of their fees for IRA investors, ensuring they have a clear understanding of what they are paying for. By offering this level of transparency, Goldco aims to build trust and maintain long-term relationships with their IRA customers.

Identifying potential drawbacks such as minimum investment requirements

While Goldco offers many advantages for your IRA, there are some potential drawbacks that should be considered. It’s important to factor these costs into your overall investment strategy for your IRA.

Another consideration is the minimum investment requirement imposed by Goldco. Some investors may find that this requirement limits their ability to allocate smaller amounts toward a precious metals IRA.

However, it’s worth noting that this minimum investment threshold ensures efficient management of customer accounts and allows for personalized service.

The Process of Purchasing Precious Metals with Goldco

Investing in precious metals with an IRA can be a lucrative endeavor, and Goldco is a trusted name in the industry. With their user-friendly platform, purchasing precious metals for your IRA has never been easier.

Step 1: Setting up Your Goldco Account

To begin your investment process with Goldco and invest in an IRA, you need to create an account on their platform. This simple registration process requires basic personal information and ensures that your IRA investments are secure. Once your account is set up, you gain access to a range of services and resources provided by Goldco for your IRA.

Step 2: Exploring Available Options

Goldco offers a wide selection of precious metals for purchase, including gold bars, silver coins, and palladium bars. Whether you’re investing in an IRA or looking to diversify your portfolio, browse through our options and choose the metal or coin that aligns with your investment goals.

Step 3: Placing Your Order

Once you have decided on the specific precious metal or coin you wish to invest in for your IRA, it’s time to place your order. On the Goldco platform, this process is straightforward. Simply select the desired item from their catalog and specify the quantity you want to purchase for your IRA.

Step 4: Payment Options

Goldco provides various payment options for seamless transactions, including cash transactions or utilizing other methods such as wire transfers, checks, or IRA. The flexibility ensures that you can conveniently complete your purchase.

Step 5: Securing Your Investment

After placing your order and completing the payment process, Goldco takes care of securing your investment in an IRA until delivery. They understand the importance of protecting valuable assets like precious metals during transit.

Additional Services Offered by Goldco

Apart from facilitating smooth transactions, Goldco offers additional services and resources to assist their customers with their IRA. These include

  • Free silver: Some gold investment packages may include free silver coins or other incentives to enhance your gold investments portfolio. Consider diversifying your portfolio with gold bars and opening a gold IRA account for secure gold storage.
  • Educational resources: Goldco provides educational materials and resources to help investors make informed decisions about their IRA. These resources cover topics like the benefits of investing in precious metals for an IRA, market trends, and strategies for maximizing returns within an IRA.
  • Expert guidance: The team at Goldco consists of knowledgeable professionals who can provide expert guidance on investing in precious metals for your IRA. They are available to answer any questions you may have and offer personalized recommendations based on your financial goals.

Understanding Goldco’s Products and Services, Including Precious Metals IRAs

Goldco is a renowned company that offers a wide range of products and services to assist individuals in their retirement planning. With a focus on precious metals IRAs, Goldco provides comprehensive offerings that ensure financial security for their customers.

Comprehensive overview of the various products offered by Goldco

Goldco offers an impressive array of precious metals, including gold, silver, and platinum, for investors considering IRA options. These metals possess unique characteristics that make them attractive for stability and long-term growth potential in an IRA.

  1. Gold: As one of the most sought-after precious metals throughout history, gold has proven its ability to maintain value during economic downturns. Its scarcity and universal desirability contribute to its status as a safe haven asset.
  2. Silver: Known for its industrial applications as well as its monetary value, silver offers investors an opportunity for diversification within their portfolio. Its affordability compared to gold makes it an accessible choice for many.
  3. Platinum: With limited supply and high demand in industries such as automotive and jewelry manufacturing, platinum holds significant investment potential. Its rarity contributes to its allure as a store of value.

Detailing the different types of IRAs available through Goldco and their unique features

Goldco offers various types of Individual Retirement Accounts (IRAs) tailored to meet specific retirement goals. These IRAs provide tax advantages and allow individuals to invest in precious metals:

  1. Traditional IRA: This type of IRA allows individuals to make tax-deductible contributions, which grow tax-deferred until withdrawal during retirement. It is an ideal choice for those looking for immediate tax benefits while planning for their future.
  2. Silver IRAs: Goldco’s silver IRAs enable investors to include silver coins or bars within their retirement account. This option provides the opportunity to diversify one’s portfolio with a tangible asset known for its stability and growth potential.

Goldco’s dedication to personalized service sets them apart from competitors. Each customer is assigned a dedicated precious metals specialist who provides guidance and assistance throughout the IRA process, ensuring that individual needs are met effectively.

Exploring Precious Metals Custodians and Partnerships with Goldco

Investing in precious metals is a popular choice for experienced investors looking to diversify their portfolios. One crucial aspect that cannot be overlooked is the secure storage of these valuable assets.

Goldco, a leading precious metals company, understands the importance of safeguarding investors assets and has formed trusted partnerships with reliable custodians to ensure the utmost security.

Trusted Custodians Ensuring Secure Storage

Goldco has carefully selected reputable custodians to partner with, ensuring that customers precious metals are stored in highly secure facilities.

These custodians specialize in storing gold, silver, platinum, and other precious metals, providing state-of-the-art depositories equipped with advanced security measures such as surveillance systems and round-the-clock monitoring.

One notable custodian partnered with Goldco is Birch Gold Group. With years of experience in the industry, Birch Gold Group offers top-tier storage solutions for investors seeking peace of mind.

Their depository facilities are fully insured against theft or damage, providing an added layer of protection for customers assets.

The Importance of Reliable Partnerships

In the precious metals industry, trust is paramount. By partnering with established custodians like Birch Gold Group and other private companies specializing in secure storage solutions, Goldco ensures that its customer investments are held in safe hands.

These partnerships not only provide reassurance to investors but also demonstrate Goldco’s commitment to maintaining the highest standards of security within the industry.

Reliable partnerships play a vital role in safeguarding investors’ gold IRA assets by offering a secure and trusted platform.

  1. Expertise: Custodians who specialize in gold IRA storage possess extensive knowledge and experience in handling these valuable assets. This expertise ensures proper care during transportation, storage, and any necessary audits.
  2. Secure Facilities: Partnered custodians maintain highly secure gold IRA facilities equipped with advanced security measures such as alarm systems, video surveillance, and restricted access. These measures significantly reduce the risk of theft or damage to investors’ precious metals.
  3. Insurance Coverage for Gold IRA: Trusted custodians offer insurance coverage for stored gold IRA assets, providing an additional layer of protection against unforeseen events. This insurance helps mitigate potential losses and offers peace of mind to gold IRA investors.

A Seamless Experience for Customers

Goldco’s partnerships with trusted custodians contribute to a seamless experience for customers. By collaborating with established companies in the industry, Goldco ensures that its customers can access reliable storage solutions without any hassle or concerns about security.

Investors who choose Goldco benefit from:

  • Easy Setup: Goldco’s experienced team guides investors through the process of setting up their precious metal investments and selecting a suitable custodian. This streamlined approach simplifies the onboarding process and minimizes any potential complications.
  • Efficient Transfers: Partnered custodians facilitate quick and efficient transfers of gold IRA precious metals between depositories, ensuring smooth transactions for investors. This enables customers to make changes to their gold IRA portfolios easily or take physical possession of their gold IRA metals when desired.

Is Segregated Storage Worth It? A Comprehensive Goldco Review

One crucial aspect to consider is the storage of your valuable assets. Goldco, a prominent player in the market, offers various storage options to cater to different investor needs.

Segregated storage refers to a service where your gold is stored separately from other investors’ holdings.

This ensures that your precious metals are not commingled with those of others, providing an added layer of security and peace of mind. One significant advantage of segregated storage is that you retain full ownership and control over your assets.

In contrast, non-segregated or vault storage involves storing multiple investors’ gold together in a shared vault. While this option may be more cost-effective due to shared expenses, it lacks the same level of individual control and privacy as segregated storage.

One key consideration when evaluating whether segregated storage is worth it for you is the value you place on physical possession and accessibility. If having direct access to your gold is important, then segregated storage might be the preferred choice.

However, if you prioritize convenience and lower costs over immediate access, vault storage could be a viable alternative.

Another factor to weigh when considering a gold IRA is the annual storage fees. Segregated storage for a gold IRA typically incurs higher fees compared to other storage options such as vault storage, due to the personalized nature of the service.

Therefore, it’s essential to assess whether these additional costs align with your investment strategy and financial goals for your gold IRA.

When deciding between segregated and non-segregated options offered by Goldco or other providers, consider factors such as insurance coverage and auditing practices. Segregated storage often includes comprehensive insurance coverage tailored specifically for individual holdings.

On the contrary, vault storage may have less extensive insurance policies since risks are spread across multiple investors’ assets.

Furthermore, the level of transparency and auditing protocols differs between segregated and non-segregated storage. Segregated storage offers more detailed reporting, allowing you to track your gold’s authenticity and verify its existence. This can be particularly important for investors seeking maximum accountability.

Trustworthiness and Effectiveness of Goldco

If you’re looking to invest in precious metals, it’s important to choose a trustworthy company that can deliver results. Goldco has proven to be a reliable choice. Here are some key points highlighting why we recommend Goldco and why you can trust them with your investment.

Firstly, Goldco has built a solid reputation for reliability. With years of experience in the industry, they have established themselves as a trusted name. Their track record speaks for itself, with countless satisfied customers who have seen positive returns on their investments.

Transparency is another area where Goldco excels. They provide clear and detailed information about their investment options, ensuring that investors understand the risks and potential rewards involved.

This level of transparency is crucial when dealing with any financial investment, giving you peace of mind knowing exactly where your money is going.

Customer satisfaction is at the forefront of Goldco’s priorities. They go above and beyond to ensure that their customers are happy with their investments and receive top-notch customer service throughout the process.

Whether you have questions or need assistance, their knowledgeable team is always there to help guide you every step of the way.

While we highly recommend considering an investment with Goldco, it’s important for readers to conduct further research before making an informed decision. Investing in precious metals involves careful consideration and understanding of market conditions.

By doing your due diligence and exploring all available options, you can make a well-informed choice that aligns with your financial goals.

Conclusion: Final Thoughts on The Goldco Review

In conclusion, after conducting a comprehensive review of Goldco, it is clear that they are a reliable and trustworthy company. Their long-standing reputation in the industry and their commitment to customer satisfaction make them a top choice for investors looking to diversify their portfolios with gold-backed IRAs.

One of the standout features of Goldco is their buyback program, which allows investors to easily sell back their precious metals at competitive prices. This provides flexibility and liquidity for those who may need access to funds in the future. Gold-backed IRAs offer stability and security during times of economic uncertainty.

Customer satisfaction is a key indicator of a company’s performance, and Goldco excels in this area. Positive reviews from satisfied customers highlight the professionalism and expertise of the Goldco team. Their dedication to providing exceptional service sets them apart from other companies in the industry.

While there may be some complaints or negative reviews about Goldco, it is important to consider these within the context of overall customer satisfaction. It is not uncommon for any company to have a few dissatisfied customers, but these instances should not overshadow the positive experiences shared by many others.

When evaluating fees associated with investing in precious metals IRAs, it’s essential to weigh them against potential benefits. While Goldco’s fees may be slightly higher than some competitors, the added value they provide through excellent customer service and expert guidance can outweigh any minor drawbacks.

The process of purchasing precious metals with Goldco is straightforward and streamlined. Their knowledgeable representatives guide you through each step, ensuring a smooth experience from start to finish.

Goldco offers an extensive range of products and services tailored specifically for precious metals IRAs. Whether you’re interested in gold, silver, platinum, or palladium investments, they have options that suit your individual needs.

Star ratings, reviews, and testimonials from satisfied customers further reinforce the trustworthiness and effectiveness of Goldco. These real-life experiences demonstrate the positive impact that investing in precious metals IRAs with Goldco can have on individuals’ financial futures.

Goldco’s partnerships with reputable precious metals custodians add an extra layer of security to your investments. By working with trusted industry leaders, they ensure that your assets are held in safe and reliable storage facilities.

For those considering segregated storage for their precious metals, it is worth exploring this option with Goldco. Segregated storage provides additional peace of mind by ensuring that your investments are physically separated from others, minimizing the risk of co-mingling or loss.

In conclusion, Goldco proves to be a reliable and trustworthy company for investors looking to diversify their portfolios through gold-backed IRAs.

Their commitment to customer satisfaction, extensive range of products and services, and strong industry partnerships make them a standout choice in the precious metals IRA market. Take action today and explore how Goldco can help secure your financial future.

FAQs

1. How long has Goldco been in business?

Goldco has been operating as a trusted provider of precious metals IRAs for over a decade.

2. Can I sell back my precious metals to Goldco?

Yes, Goldco offers a buyback program that allows you to sell back your precious metals at competitive prices.

3. What types of precious metals can I invest in with Goldco?

Goldco offers a wide range of options including gold, silver, platinum, and palladium investments for your IRA.

4. Are there any fees associated with investing in a gold-backed IRA?

Yes, there are fees associated with managing a gold-backed IRA. However, these fees are outweighed by the value provided through expert guidance and exceptional customer service.

5. Is my investment safe with Goldco?

Yes, Goldco works with reputable custodians and storage facilities to ensure the safety and security of your precious metals investments.

6. Can I choose segregated storage for my precious metals?

Yes, Goldco offers segregated storage options for those who prefer their investments to be physically separated from others.

7. How do I get started with Goldco?

To get started with Goldco, simply contact their knowledgeable representatives who will guide you through the process of setting up a precious metals IRA.

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Disclosure: We are a professional review site that receives compensation from the companies whose products we review and recommend. We are independently owned and the opinions expressed here are our own.